Which West Virginia law mandates special notice to co-signors on covered loans?

The Consumer Credit and Protection Act is the correct choice because this West Virginia law specifically addresses the requirements for notifying co-signers on certain types of loans. This act aims to protect consumers by ensuring they are informed about their rights and responsibilities, particularly in situations where they might be co-signing a loan. By mandating special notice to co-signers, the law seeks to ensure that these individuals understand their obligations and the potential consequences of their commitment, which is crucial given that co-signers may be held responsible for repayment if the primary borrower defaults.

In contrast, the Fair Housing Act focuses on preventing discrimination in housing, the Mortgage Lending Act regulates mortgage lending practices, and the Equal Credit Opportunity Act ensures that credit is granted fairly without discrimination. While these laws are vital in their own right, they do not specifically address the requirement of notifying co-signers in the way that the Consumer Credit and Protection Act does.